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Resources

Market Analysis: The State and Future of the Neo-banking Revolution

This article explores the rapid rise of neo-banks, showing how digital-first banking is changing customer expectations, increasing competition and forcing fintechs to focus on trust, compliance and sustainable profitability.

A Quiet but Important Shift in South Africa’s Digital Asset Landscape

This article looks at how ZARU and Rand-denominated stablecoins could move digital assets into mainstream finance, with potential impact on payments, e-commerce pricing and merchant adoption in South Africa.

Stablecoin rails work. Consumer adoption is a different problem.

This article explains why stablecoins are useful for faster, lower-cost money movement, but argues that real adoption depends on making the experience simple, regulated and accessible for everyday users.

Fintech isn’t just code and compliance

This article explains why fintech products need cultural intelligence to build trust, improve adoption and create better user experiences for diaspora communities.

Love travels faster than money, but in the diaspora, money is how love arrives

This article explores how love, family responsibility and financial support are deeply connected in the diaspora, showing why sending money home is often an act of care, identity and connection.

Financial Inclusion as a Human Right: Why Access to Money Matters More Than Ever

This article explains why financial inclusion is more than an economic issue. It shows how access to affordable financial services supports dignity, equality, opportunity and stronger communities across Africa.

The Psychology of Overspending

Behavioural science explains why overspending is not just about bad discipline, and why stress, dopamine, social pressure and old money habits can affect the way we spend.

Why Corridor-Specific Marketing Works—And Why It’s Essential for Minit Money

This article explains why corridor-specific marketing is important for Minit Money, showing how tailored messaging helps the brand connect with different African communities, build trust, improve targeting and drive better campaign performance.

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